Atomic is the intermediary between your users' fiat, real-world assets, stablecoins, and digital assets — and the rails that settle them: wire, ACH, RTP, FedNow, stablecoin, and internal transfers. One integration for every direction money moves.
// Move a stablecoin balance out over FedNow
{
"source": {
"asset": "USDC",
"type": "stablecoin"
},
"destination": {
"rail": "fednow",
"account": "acct_8f2a…"
},
"amount": 25000.00,
"compliance": "prism"
}Bring any form of value in. Settle it on any rail out. Atomic handles orchestration, compliance, and settlement in between.
Orchestration, compliance & settlement
Every transfer moves through the same three guarantees — no bolt-ons, no extra integrations.
Compliance is woven into every transaction. Prism runs KYC/AML, sanctions screening, and travel-rule checks in real time — so each transfer clears the bar before it moves.
Funds and data are protected to banking standards: encryption in transit and at rest, segregated accounts, granular access controls, and a full audit trail on every action.
Intelligence on by default. Atomic selects the optimal rail, flags anomalies, and adapts to risk in real time — routing every payment the smart way, automatically.
Six settlement methods behind a single, consistent API — pick one per transfer or let Atomic route for you.
Read the documentation to start integrating, or talk to our team about your use case.